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By: Charlie Brown

I always rent the car or purchase airplane tickets with the credit card BUT with the cash on hand, so at the end I pay full with cash but earn the points. It’s so sweet.

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By: Financial Samurai

Nice one! Use your CC’s as free money for a month and never pay them a fee.

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By: Financial Samurai

BTW Len, where’s that retweet button?! I’m still blind.

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By: Len Penzo

You got it, Sam!

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By: Len Penzo

I know… I can’t afford my own IT guy like Dr. Dean.

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By: Financial Samurai

We need to milk the Doc!

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By: Fix The Car Or Buy A New One? | Financial Samurai

[...] * 9 Guilt-free Ways To Rip Off Your Credit Card Company by Len Penzo.  Rule #1, never carry a balance dummy! [...]

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By: Maggie@SquarePennies

Asking a credit card company to raise your credit limit is smart. You FICO score could go up if you are using a smaller per centage of available credit. That’s easy to do if your credit level has been...

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By: Garen

Hey Len, On the subjects of chargebacks I believe you can only do 2-3 a year so don’t go around buying expensive stuff and then doing a chargeback on everything just to game the credit card companies....

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By: Anita

I love your tips, and have actually used some of them myself. There is no need to fear credit cards as long as you are responsible! If you have no impulse control, then maybe you don’t need to have one.

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By: Gregg

No offense to anyone, but we don’t use credit cards, except on vacation, and let our credit union know they should expect transactions from a particular place at a particular time. The hassle with...

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By: Charlie Brown

I always rent the car or purchase airplane tickets with the credit card BUT with the cash on hand, so at the end I pay full with cash but earn the points. It’s so sweet.

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By: Linda Cozart

Len, I’m so happy I found you! I love your ideas and your writing style. Regarding how credit cards can be a good thing: I use a single credit card to pay some monthly bills (home phone, cell phone,...

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By: 100 Words On: The Dumbest Place Where People Use Credit Cards - Len Penzo...

[…] folks love the plastic in their wallets because credit card benefits simply can’t be matched by cash. However, there are several places where credit cards […]

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By: 12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card - Len...

[…] of responsible short-term borrowing. Yes, they can be abused, but when used wisely and responsibly, credit cards provide valuable benefits […]

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By: How to Pay Off Credit Card Debt Quickly (No Matter What You Owe) - Len...

[…] rate credit card. At the very least, call up your credit card companies and ask them to lower your interest rate; if they strongly suspect you’ll transfer your balance to another card, they just...

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By: Larue

Hey there, Len! I discovered your blog after reading this on msn. Thank you for the post.

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By: Why Private Schools Are a Financial Rip Off - Len Penzo dot Com

[…] is, unless you like getting ripped off — or enjoy burning $100 […]

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By: 7 Smart Ways to Use Your Graduation Money | Money

[…] Read More: 9 Guilt-Free Ways to Rip Off Your Credit Card Company […]

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By: Our Best Money Advice For Graduates » Stacking Benjamins

[…] Len Penzo dot Com – 9 Guilt-Free Ways To Rip Off Your Credit Card Company […]

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